Editorial policy
Useful explanations, visible sources and a clear account of who is speaking.
Published September 7, 2026.
Who publishes this website
Done With Debt, LLC publishes this website and is the organizational author of guides carrying the Done With Debt byline. We provide initial qualification and enrollment referrals to independent debt relief providers. Our educational content is published by a business offering referrals. It is not an independent ranking of every provider or a government resource.
Sources and the limits of a guide
Educational guides link to public sources such as the Consumer Financial Protection Bureau, Federal Trade Commission, Internal Revenue Service and U.S. Courts. Company descriptions follow the role and contact information supplied for this website. A source link lets you read the underlying guidance; it does not mean that the agency endorses Done With Debt.
These pages are prepared with AI assistance. They do not claim individual authorship by a licensed financial, legal or tax professional. General explanations cannot establish program eligibility or replace a professional assessment of your circumstances.
Examples and the calculator
Worked examples are illustrations with stated assumptions. The calculator estimates direct repayment using a fixed APR, monthly interest and consistent payments. It does not estimate settlement savings, include provider fees or predict a credit score. Example figures are not customer results.
Dates and corrections
Publication dates identify when material first appeared on this website. An updated date is used when the substance changes. Source rules, provider terms and availability can change, so confirm the current information before a financial decision.
If you notice an error, email info@donewithdebt.com with the page address, the statement in question and a supporting source if available. Do not send account numbers, passwords or sensitive financial documents.
Reviews and media
Selected review excerpts link to their source and display the date of the rating snapshot. Individual experiences do not guarantee results. Commercials feature actors and dramatized situations. Company published media relationships and advertising are identified as such and do not establish independent endorsement or accreditation.
Program information
Independent providers determine acceptance, terms, fees, negotiations and settlements. Ask for current written terms and an explanation of the provider relationship before enrolling. Done With Debt does not directly settle debts and cannot offer services in every state. Other state restrictions may apply.